Louisiana Property And Casualty Test Guide
Candidates are given four hours to complete the Property Casualty Exam, which is almost always taken on a computer. Candidates can register to take the test online. The Property and Casualty Sections are separated on the exam.
The eight main topics in the Property Section are:. Insurance regulation.
General insurance knowledge. Property insurance basics. Dwellings. Homeowners. Commercial package policy.
Business owners. Other insurance types There are also eight basic topics covered in the Casualty Section:. Insurance regulation. General insurance. Casualty insurance.
Homeowners. Auto. Commercial package policy.
Property And Casualty Book Pdf
Business owners. Other forms of insurance coverage.
Individuals seeking their property and casualty insurance license must complete some prerequisite class time hours, along with passing the Property Casualty Test. Candidates may register for the Property Casualty Test before completing their education hours; however, they cannot actually sit for the exam until these hours are completed. Here are some basic steps to getting your Property and Casualty Insurance License: 1. Get your Property Casualty Test application online and pay the necessary fees. Have your application notarized. Obtain your examination permit, which is valid for 90 days.
The Exam Simulator PASS Package consists of a printed study guide and access to. The Exam Simulator PASS Package for Louisiana Property and Casualty.
Schedule a test time. You must have your permit in hand to schedule a test date.
Obtain proof of your educational prerequisite (36 hours of approved education). Bring proof of prerequisite, a photo ID, and exam registration confirmation number to the test site. After you have passed the test, complete your license application. Provide the necessary materials for a criminal background check.
It is highly recommended that Property Casualty Test candidates take plenty of time to study before the exam. Many tools, books, and online resources are available to help candidates study for the Property and Casualty Insurance Exam. If you fail the Property Casualty Test, you can retake it.
However, some states may require you to wait 60 days before retesting if you have already failed the exam twice. Laws governing insurance licensure vary from state to state, so individuals looking to receive their property and casualty insurance license should research the rules that apply to them. Property and Casualty Insurance Study Guide Explore our free Property and Casualty Insurance review provided by Mometrix. Check out our premium Property and Casualty Insurance study guide to take your studying to the next level. If you benefit from these materials, just click the link below! To compliment our Property and Casualty Insurance book, we also offer extensive Property and Casualty Insurance flashcards for even more Property and Casualty Insurance test prep help.
We hope you enjoy our products! Your purchase helps us make more great, free Property and Casualty Insurance certification content for test-takers just like yourself. by Last Updated.
What our students have to say. I can't say enough good things about Latitude Online Insurance School. The training is comprehensive, easy to understand and was the main reason for my success in the state exam. Obviously, you get as much out of any training as the energy you put into it, but I enjoyed every minute of the online courses and tutorials. I was able to spend as much time as needed on each individual lesson, since the way the information is presented makes it easy for even a relative novice to understand. This is by far the best program I've ever worked with and highly recommend it.Raymond, Life & Health Course Wouldn’t change a thing! It seems like they have this course perfected.
I love the package deal you get for the price you pay.Lauren, Property & Casualty Course. Louisiana Insurance School Sample Practice Questions from the Licensing Exam Louisiana Property & Casualty Exam Questions Which of the following is NOT a duty of an insured in the event of a loss?.
Authorize the insurer to obtain medical records if necessary. Notify the insurer as soon as possible. Relinquish future rights afforded under the policy. Cooperate with the insurer after a loss Louisiana Life & Health Exam Questions Zack died during the annuity stage. The amount paid to Zack prior to his death was less than cash value of the annuity on the day of annuitization. Zack’s beneficiary continued to receive annuity payments until that amount was reached. Zack owned a:.
Guaranteed annuity. Refund annuity. Period certain annuity. Joint and survivorship annuity Louisiana Insurance Regulations In Louisiana, a lapsed policy may be reinstated:.
within 1 year of policy lapse. up to 90 days after the grace period expires. never. within 3 years of policy lapse Answer: C Part E describes and identifies the duties of the insured in the event that a loss occurs. These duties include:. Notify the insurer as soon as reasonably possible after a loss occurs.
Cooperate with the insured in the investigation of a claim. Submit to physical exams if requested.
Authorize the insurer to obtain medical reports or other pertinent records. Submit a written proof of loss when requested Answer: B The refund payout option is the most conservative and accordingly has the lowest payments. Should the annuitant die prior to receiving annuity payments at least equal to the cash value of the contract on the day of annuitization, the balance will be paid to the annuitant's designated beneficiary. Answer: D If a policy lapses, Louisiana insurance law allows the policy owner may apply to have the policy reinstated. The insured must provide evidence of insurability; and pay past-due premiums, any outstanding policy loans, and interest on the outstanding loan and past-due premiums. Reinstatement must be applied for within 3 years.
Insurance exam practice questions and the exam simulator are included in our online Louisiana insurance license course, the TEST ivity Virtual Learning Experience. You can get more free insurance exam sample questions and and lots of other cool stuff on our page (near the bottom under FREE insurance exam practice tests). Where is your Louisiana insurance school located? The best way to prepare for your Louisiana insurance exam is through the TEST ivity Virtual Learning Experience, which is entirely online.
Occasionally we are asked to provide a live insurance test prep class for a large group. When we teach class in the New Orleans area we use the Executive Suites on Gravier conference room located at: 935 Gravier New Orleans, LA 70112. Please take a minute to experience the learning tool samples through the menu above.You will agree, The TEST ivity Virtual Learning Experience is the absolute best way to prepare for your Louisiana state insurance licensing exam. Thank you for visiting LATITUDE Insurance & Securities Test Prep's Louisiana insurance school online licensing course.
Before you leave, be sure to check out our Louisiana insurance exam page. Every question counts, spending just 5 minutes with our test tips is guaranteed to increase your score! You may know others who will be taking the Louisiana Life & Health Insurance Exam or the Louisiana Property & Casualty Exam.
Property And Casualty Study Guide
Please share our Online Louisiana Insurance School with them. Good luck with your exam! The Virtual Learning Experience is powered.